Posts Tagged ‘mutual’

Top Performing Mutual Fund – As of May 2010

As of April 30, 2010 – Best Stock Fund is (Drumroll Please) :

  • Profunds UI Small Cap – Symbol UAPIX

Before you move away from this page of the best performing Mutual Funds, we need to explain how we define “best performing.”  In the investment world and particularly, mutual fund world, “best performing” can be measured in a myriad of ways.

We know you just want to bottom line, but the bottom line needs explaining. First, let’s define “performance.”  This is rather easy because performance for most people, including us, simply means highest return.  That is, the particular fund had the best return of every dollar invested.  However, defining “best” is not so simple

Time Frame of Performance:

For example, we need to define the time frame of the return – is it the top performing mutual fund this month, last year, over the past 5 years, or something else.

Riskiness of the Investment:

What do we mean by risk?  Mutual fund investments are divided up into asset classes.  And each asset class has a different risk/return profile (sorry folks, there is no free lunch).  I’m afraid you can’t have your cake and eat it too.  There is no such thing as a low risk investment that also has consistently higher returns.

It is not meaningful, therefore, to compare bond mutual funds in the same light as stock mutual funds.  We have to compare apples to apples.  As you will see, investments have a different return depending on the asset class of the investments.  What we mean by this is that, for example, a stock mutual fund generally has a higher return over a longer period of time but tends to fluctuate wildly over the short term – therefore it is usually considered “riskier.”  Bond funds, on the other hand, tend to have lower returns over long periods of time, but they do not fluctuate as much from year to year – therefore they are generally considered less risky.

If your tolerance for risk is low, you will want to invest in less risky investments such as bonds.  But you will need to be prepared to have lower returns in exchange for greater stability.

Bottom Line:

So, what’s the bottom line.?  I am sure you are saying, “just show me the results already!”  Well, we will list them here, but be sure to read the explanation so that you know how we derived at the results.  You may very well see a different list in other publications, but you need to understand that this is because our methodologies of measuring “best performance” is different.

As of April 30, 2010 – Best Stock Fund is (Drumroll Please) :

  • Profunds UI Small Cap – Symbol UAPIX

Our Methodology Explained:

Our time frames for analysis is a little different than many other publications.  We do not believe that high rates of return measured over very short term periods is meaningful.  Even a Monkey can throw darts and win a over a short period, but longer term results takes strategy and smarts and wisdom.

We also eliminate funds that do not have a long term track record.  We don’t list funds unless they have a long historical record.  This tends to eliminate the charlatan flash-in-the-pan types of investment vehicles that happen to get lucky.

These are the top performing mutual funds, i.e., funds with the highest rate of return when measured as an average return over a combined period of 1 month, 3 months, 6 months and 12 months as of 30 April, 2010.

There you have it.  Stay tuned for updates over the coming months.

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Be the first to comment - What do you think?  Posted by admin - June 7, 2010 at 2:14 pm

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Money Market Mutual Funds Protection

Mutual Fund Pros

Every investment type has its share of pros and cons, the same holds true when it comes to mutual funds. For many investors this is the only way to go while others are very wary or even contemptuous of those who elect to navigate the safer waters of mutual funds rather than taking the risks of the open seas of the stock market.

Either way you should understand that there are many benefits to be found by working with mutual funds rather than stocks.

You will find a good many of these benefits listed here.
* Safety in Numbers
* Diversity
* Professional management
* Lower Transaction Fees
* The Ability To Cash Out At Any Time
* Easy As PieSafety in numbers.

best yielding fixed income mutual fundsIn a mutual fund you pool your money with a group of people in order to buy a certain set of stocks or bonds or some combination of the two. In this you share the risks among you. Some will argue that you also share the rewards but that is the price you must pay in order to have the security that comes with shared risk.

Diversity. You won’t need to worry about intentional diversification with mutual funds for the most part because they are already diversified for you. In most cases you have to purchase very specific mutual funds in order to get a group of stocks or bonds that are too similar in nature, as this would defeat the purpose for many mutual fund investors. It is possible to purchase an industry specific mutual fund though that does increase your risks to some degree.

Having your investments spread out across industries and investment type helps minimize the impact should a catastrophic loss occur in one area the blow is softened because the fund encompasses more than one specific stock or bond.Professional management.

The average citizen would be hard pressed to afford the services of a financial advisor or stock broker and still have a significant amount of money left in which to invest. You are graced with the skills of a professional investor to guide your fund through the shark infested waters of the trading Bermuda triangle while you are allowed to put your mind to rest and focus on other things such as the places you will go when retirement strikes or the college educations your children will have courtesy of your investments today.

Lower transaction fees. This is a huge benefit to many investors who know without a doubt that those transaction fees can literally kill the profits you’d make on occasion. The reason the fees are often lower is that mutual funds are purchased in large lots because they use the collective monies of a large group of people to make a larger purchase rather than using a small amount of money from one person to do the job.

Same fee, but more bang for the buck and it’s divided among others in the group rather than one person absorbing the entire transaction fee.The ability to cash out at any time. This isn’t really different than stocks but for those who are considering all with no preconceived understanding you should understand that you can get your money out whenever you need to if emergencies arise.

There are fees involved of course but you can recover your investment most of the time and bring home a bit of a profit on occasion.Easy as pie. This is something that most people overlook when making investment decisions but should pay a little more attention to. It is easy to purchase a mutual fund and it can often be done for very little money, especially when compared to stock purchases.

There are a few downsides to dealing with mutual funds as well though for many the benefits far outweigh the potential for lower returns, which is the most commonly complained about detraction from mutual fund investing. It is still worth checking out the cons as well as the pros when it comes to investing in mutual funds compared to stocks, bonds, and other forms of investing.

money market mutual funds protection

By: Smithveg

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Mutual funds see first net inflows since May

NEW YORK (MarketWatch) — January is shaping up to be the first month since May that mutual-funds have seen positive net flows. As of Jan. 29, stock funds saw estimated net inflows of just under $9 billion, Trim Tabs Investment Research

How Mutual Funds Can Cause Big Tax Payments

Many investors that hold mutual funds outside of a tax-advantaged account such a 401(k) or Roth IRA are going to receive a rude awakening when their broker sends them their year-end tax documents.

Mutual fund

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Mutual Fund Investment Advice

First off, why should you invest in mutual funds? Mutual funds are helpful for those who have limited time and resources, and would prefer to leave the management of their money to someone else. Mutual fund managers offer the expertise.


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Be the first to comment - What do you think?  Posted by admin - January 29, 2009 at 12:27 am

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Globalization of Mutual Funds

How To Invest In International Mutual Funds

International mutual funds invest in markets outside of the United States and across the globe. These funds can be good for diversifying and adding balance to a portfolio.

Generally, international funds are more volatile than their domestic counterparts. However, the rewards of investing in foreign markets can be many, allowing investors to fatten their wallets with more than just local opportunities.

eurpoean bond mutual funds1. Understand the difference between international funds and global funds. International funds typically focus on investing outside the United States; global funds invest both inside and outside of the United States.

2. Recognize that investing in international mutual funds provides a way of breaking into foreign markets without the risks brought on by investing with little applicable knowledge. Professional mutual fund managers bring experience and in-depth research to the table, boosting your chances of profiting from your investment.

3. Carefully evaluate the level of risk you can take and your investment time horizon.

4. Determine the portion of your assets you can afford to invest in international mutual funds.

5. Understand that international mutual funds may invest in stocks and/or bonds from markets around the world. An international fund may focus on a particular market or a combination of markets.

6. Recognize that you may need to sit out some rough times in order to realize an international fund’s full potential.

7. Consider the fact that international funds may help you to lower your overall investment risk. As the world’s markets do not move exactly in tune with each other, you could capitalize on a thriving market in one region, even while trouble brews in another country.

8. Research and compare international mutual funds online, using MorningStar.com.

9. Visit the websites of the funds that interest you and request or download prospectuses.

10. Contact a financial adviser to discuss the portion of your portfolio best allocated to international mutual funds. With the adviser’s help, invest in the mutual funds best suited to your goals, risk tolerance and time horizon.

globalization of mutual funds

By: Ada Denis

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Finance Ideas House Bridging Finance at Low Interest Rates

Fund My Mutual Fund
The so-called "bad bank" that would buy these assets could be seeded with $100 billion to $200 billion from the TARP funds, with the rest of the money — as much as $1 trillion to $2 trillion — raised by selling government-backed debt

Missing Hedge Fund Mgr. Surrenders To Feds
The results include non-cash charges of $88.4 million related to investments in its mutual funds. Analysts surveyed by FactSet Research had estimated, on average, 27 cents a share. Assets under management dropped 20% since Sept.

Mutual funds report negative
The Slovak Spectator is Slovakia’s only English-language newspaper. It is published weekly and covers local news, culture and business.

Mutual Funds Investment
The easiest form of investment is Mutual Funds Investment. It is best to make use of a mutual fund calculator so computation of interest will be easier on you.

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